Vulnerable & unprotected: How climate extremes are devastating Pakistan's farmers - The Financial Daily

Vulnerable & unprotected: How climate extremes are devastating Pakistan's farmers - The Financial Daily

Each year, in Toba Tek Singh, farmer Izharul-Haq prepares his fields with care, investing time, money, and effort into his wheat and cotton crops. But one unseasonal downpour or unexpected heatwave can undo it all. And like millions of others, he has no insurance to fall back on. “I pray more than I plan,” he says with a resigned smile. “Because when the rain comes at the wrong time, there’s nothing left to do.” Izhar’s story is far from unique.…