Virginia Has Seen Vacation-Home Purchases Fall 62.2% Since 2021
Higher mortgage rates and home prices are pushing buyers toward timeshares, while U.S. timeshare sales volume rose 114.3% from 2020 to 2024, ARDA said.
- Vacation-Home purchases fell 65.8% from their 2021 peak, with second-home mortgage originations dropping from 257,549 units in 2021 to 88,158 in 2025. The vacation-home share of total mortgage originations also declined from 4.9% to 2.6%.
- Higher mortgage rates and elevated home prices have made second-home purchases more difficult to sustain, particularly compared with the low-rate pandemic-era environment. This segment is more sensitive to financial conditions than primary housing.
- Florida recorded the largest absolute decrease with 38,465 fewer purchases between 2021 and 2025. Nevada saw the sharpest percentage drop at 78.3%, followed by Hawaii and Wyoming .
- Buyers are increasingly turning toward timeshares to access vacation properties without high upfront costs. The United States recorded 14,942 timeshare purchase offers in 2025, led by Florida with 3,506 offers.
- Demand for timeshare ownership remains concentrated in established resort destinations, reflecting established tourism infrastructure and consistent visitor demand. The U.S. timeshare industry has more than doubled sales volume and rental revenues since 2020 lows.
27 Articles
27 Articles
Delaware Has Seen Vacation-Home Purchases Fall 57.2% Since 2021
The pandemic-era vacation-home boom appears to be unraveling. A new analysis found that U.S. vacation-home purchases financed with a mortgage fell 65.8% between 2021 and 2025, dropping from 257,549 purchases to just 88,158 nationwide. Because vacation homes are typically discretionary…
Mountain Democrat
SF WeeklyCalifornia Has Seen Vacation-Home Purchases Fall 71.5% Since 2021, 5th Most in U.S.
The pandemic-era vacation-home boom appears to be unraveling. A new analysis found that U.S. vacation-home purchases financed with a mortgage fell 65.8% between 2021 and 2025, dropping from 257,549 purchases to just 88,158 nationwide. Because vacation homes are typically discretionary…
New York State Has Seen Vacation-Home Purchases Fall 59.4% Since 2021
The pandemic-era vacation-home boom appears to be unraveling. A new analysis found that U.S. vacation-home purchases financed with a mortgage fell 65.8% between 2021 and 2025, dropping from 257,549 purchases to just 88,158 nationwide. Because vacation homes are typically discretionary…
Tioga Publishing
thepenn.orgPennsylvania Has Seen Vacation-Home Purchases Fall 61.9% Since 2021
The pandemic-era vacation-home boom appears to be unraveling. A new analysis found that U.S. vacation-home purchases financed with a mortgage fell 65.8% between 2021 and 2025, dropping from 257,549 purchases to just 88,158 nationwide. Because vacation homes are typically discretionary…
Shelby News
Princeton ClarionIndiana Has Seen Vacation-Home Purchases Fall 54.8% Since 2021
The pandemic-era vacation-home boom appears to be unraveling. A new analysis found that U.S. vacation-home purchases financed with a mortgage fell 65.8% between 2021 and 2025, dropping from 257,549 purchases to just 88,158 nationwide. Because vacation homes are typically discretionary…
Missouri Has Seen Vacation-Home Purchases Fall 61.3% Since 2021
The pandemic-era vacation-home boom appears to be unraveling. A new analysis found that U.S. vacation-home purchases financed with a mortgage fell 65.8% between 2021 and 2025, dropping from 257,549 purchases to just 88,158 nationwide. Because vacation homes are typically discretionary…
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