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Vanguard Report Finds Only Four in Ten Americans on Track for Retirement

Summary by MyChesCo
VALLEY FORGE, PA — A new analysis from Vanguard reveals that just 42% of Americans are currently on track to achieve retirement security, underscoring persistent gaps in savings access and financial preparedness across generations. The Vanguard Retirement Outlook report, powered by the firm’s updated Vanguard Retirement Readiness Model, evaluates the retirement readiness of U.S. workers by factoring in income, savings, spending goals, and access…
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MyChesCo broke the news in on Thursday, October 23, 2025.
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