Fed’s Bowman Signals New Mortgage Capital Rules for US Banks
3 Articles
3 Articles
Fed’s Bowman Signals New Mortgage Capital Rules for US Banks
The Federal Reserve is poised to release an updated and revised Basel III Endgame framework for the banking system soon. One change could be new mortgage capital requirements for U.S. banks. Fed Vice Chair for Supervision Michelle Bowman has said the central bank is inching closer to unveiling new mortgage-loan requirements. Bowman, speaking at an American Bankers Association event on Feb. 16, said regulators are weighing ways to make capital re…
The Fed is nearing the release of a long-awaited proposal, after a Biden-era plan faced strong opposition from the industry; a director says part of the new measure should consider increasing "risk sensitivity."
Basel capital rules may be revised to boost bank mortgage lending
Michelle Bowman, the Federal Reserve‘s vice chair for supervision, used a major industry forum to argue that Basel capital rules have helped to drive mortgage lending and servicing away from banks — and that it’s time to reconsider that approach. Addressing the American Bankers Association (ABA)’s 2026 Conference for Community Bankers on Monday, Bowman described what she called a troubling structural shift. “Today, I would like to discuss a conc…
Coverage Details
Bias Distribution
- 100% of the sources lean Right
Factuality
To view factuality data please Upgrade to Premium


