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Federal Student Loan Changes Begin Today, Impacting Millions
Nearly 7 million SAVE borrowers have 90 days to move to a new plan as the Education Department phases out older options.
- Nearly 7 million federal student loan borrowers face a 90-day deadline to select a new repayment plan after the Biden-era SAVE plan ended on Wednesday, or they risk automatic enrollment in a standard plan.
- The One Big Beautiful Bill, signed into law last July 4, 2025, created the first significant changes to federal student aid in decades, aiming to simplify the system while addressing nearly $2 trillion in student debt.
- Under the new rules, graduate and professional students face borrowing caps between $100,000 and $200,000, while the repayment landscape narrows to just two options: the Repayment Assistance Plan and Tiered Standard repayment.
- Bryan Taylor, director of student financial services at Fresno Pacific University, warns that repayment decisions are irreversible and urges borrowers to assess whether they can afford fixed payments over a 10-25 year range.
- Clare McCann, policy director at the Postsecondary Education & Economics Research Center, warns that borrowing caps could force students to seek alternate financing sources or forgo graduate education altogether.
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14 Articles
14 Articles
Federal student loan repayment changes take effect Wednesday
Millions of federal student loan borrowers will see major changes to repayment options beginning Wednesday, with some borrowers facing higher monthly payments and new limits being placed on certain loans.
·Fresno, United States
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Coverage Details
Total News Sources14
Leaning Left1Leaning Right0Center13Last UpdatedBias Distribution93% Center
Bias Distribution
- 93% of the sources are Center
93% Center
C 93%
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