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Trump v 'Obamacare': US Health Costs Set to Soar for Millions in 2026

The expiration of COVID-era premium tax credits will more than double average ACA marketplace premiums next year, affecting over 20 million Americans, Kaiser Family Foundation analysis shows.

  • Enhanced premium tax credits will end on Dec. 31, removing federal COVID-era subsidies and leaving more than 20 million Americans facing higher costs in the coming months, as Congress declined to extend them.
  • Partisan battles over competing bills prevented a deal as Democrats in the U.S. Senate proposed a three-year 'clean' extension that most Republicans voted down, and Congress recessed for the holiday period without passing legislation.
  • As of Dec. 23, Colorado approved more than $100 million in stopgap funding, which regulators say reduced premium increases from 174% to 101%, according to the Colorado Division of Insurance.
  • Some rural and mountain town residents report premiums tripling or quadrupling, but about 65% of enrollees will still qualify for financial help in 2026 with options under $10 per month.
  • Federal lawmakers could revisit the subsidies when Congress returns in January, officials expect impacts in the coming months, and state leaders are pressing Congress to act next year.
Insights by Ground AI

71 Articles

Center

In 2026, many Americans will dramatically increase the cost of health insurance. The Trump administration had not extended a grant scheme. Those affected report financial concerns. By Carsten Kühntopp.

·Hamburg, Germany
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Bias Distribution

  • 58% of the sources are Center
58% Center

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Political Wire broke the news in New York, United States on Monday, December 29, 2025.
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