Trump v 'Obamacare': US Health Costs Set to Soar for Millions in 2026
The expiration of COVID-era premium tax credits will more than double average ACA marketplace premiums next year, affecting over 20 million Americans, Kaiser Family Foundation analysis shows.
- Enhanced premium tax credits will end on Dec. 31, removing federal COVID-era subsidies and leaving more than 20 million Americans facing higher costs in the coming months, as Congress declined to extend them.
- Partisan battles over competing bills prevented a deal as Democrats in the U.S. Senate proposed a three-year 'clean' extension that most Republicans voted down, and Congress recessed for the holiday period without passing legislation.
- As of Dec. 23, Colorado approved more than $100 million in stopgap funding, which regulators say reduced premium increases from 174% to 101%, according to the Colorado Division of Insurance.
- Some rural and mountain town residents report premiums tripling or quadrupling, but about 65% of enrollees will still qualify for financial help in 2026 with options under $10 per month.
- Federal lawmakers could revisit the subsidies when Congress returns in January, officials expect impacts in the coming months, and state leaders are pressing Congress to act next year.
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Obamacare subsidy expiration has states scrambling to suppress upcoming premium spikes · American Wire News
A failure by Congress to pass Obamacare subsidies means premiums are set to skyrocket for millions of Americans starting on Thursday. The only thing currently holding back the premium spikes are efforts by a couple of states — including California, Colorado, Maryland, and New Mexico — to cover some of the costs. “We can carry the cost for a little bit, but at some point, we will need Congress to act,” New Mexico state House Speaker Martinez told…
In 2026, many Americans will dramatically increase the cost of health insurance. The Trump administration had not extended a grant scheme. Those affected report financial concerns. By Carsten Kühntopp.
Millions face higher healthcare costs as ACA subsidies end January 1
Millions of Americans will face higher healthcare costs starting January 1, 2026, as enhanced Affordable Care Act subsidies expire after Congress failed to extend them.The subsidies, which were enhanced during the pandemic and later extended, will end after lawmakers could not reach a consensus on an extension or new healthcare policy. Experts predict premium increases for many Americans who purchase insurance through the ACA marketplace.The Kai…
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