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The ultimate guide to credit card application restrictions - The Points Guy

Summary by The Points Guy
If you're relatively new to the points and miles world, you might be a bit hesitant to apply for new credit cards. Most of my friends and family members find it hard to believe that I have more than 15 active travel credit cards in my wallet and pay over $1,000 per year in annual fees.Every week, I hear something like, "Aren't you afraid that you'll wreck your credit score?" While it's true that card applications will temporarily lower your scor…

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The Points Guy broke the news in on Monday, July 21, 2025.
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