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She thought she donated $50. A tap-to-pay scam took $1,000 instead
Experts warn tap-to-pay scams are spreading as victims can lose money quickly when thieves pressure them to approve fake donations.
A young woman in Detroit lost $1,100 after being approached at a retail store by two men soliciting donations, believing she was authorizing only a $50 payment through tap-to-pay technology.
Fraudsters exploit tap-to-pay systems by rushing victims through transactions or distracting them with stories, manipulating the payment device to charge far more than the intended donation amount.
Amy Nofziger, senior director of victim support at a consumer protection organization, advises the public to check the exact dollar amount on the device screen before tapping and never feel pressured to finalize payment quickly.
Nofziger recommends preparing a refusal script to decline unsolicited requests for money while in public; if someone insists on using a mobile wallet, experts suggest walking away immediately.
Experts warn tap-to-pay donation scams are gaining popularity as fraudsters find new ways to target unsuspecting individuals, urging consumers to remain vigilant and avoid interactions with unknown people on the street.