RBI Updates Deposit Rules: From Differential Rates to Daily Disclosures, Here's What's Changing

RBI's new FD rules for small finance banks: 3 big changes from October 1

The new rules, issued under the Reserve Bank of India (Small Finance Banks – Interest Rate on Deposits) Second Amendment Directions, 2026, will come into effect from October 1.

RBI updates deposit rules: From differential rates to daily disclosures, here's what's changing

The Reserve Bank of India has revised rules for bulk deposits, effective October 2026. Banks can now offer differential interest rates based on liquidity risk under the LCR framework. This move aligns deposit pricing with revised LCR guidelines for better asset-liability management. Mandatory daily public disclosure of bulk deposit rates will enhance transparency for customers. However, uniform rates will continue for similarly placed depositors…

RBI’s New Deposit Rules From October 1: What Fixed Deposit Customers Need To Know

The Reserve Bank of India (RBI) is set to usher in a new era for fixed deposit customers and commercial banks alike, with revised deposit interest rate rules coming into effect from October 1, 2026. These comprehensive changes aim to significantly enhance transparency for depositors while granting financial institutions greater operational flexibility in pricing bulk deposits. RBI’s New Deposit Rules From October 1: What Fixed Deposit Customers …

RBI issues new cybersecurity framework for commercial banks

The new cybersecurity framework mandating vulnerability assessments and disaster recovery drills every 6 months is applicable to all commercial banks except for small finance banks, payment banks & local area banks. The post Lowdown: RBI issues new cybersecurity framework for commercial banks appeared first on MEDIANAMA.

RBI’s differential rate rule gives banks more flexibility in bulk deposit pricing: Report

The Reserve Bank of India’s move to let banks consider Liquidity Coverage Ratio (LCR) run off rates while pricing bulk deposits increases their flexibility to align deposit rates with liquidity costs, a report said on Monday.