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PayPal and ChatGPT Forge Deal to Integrate Wallet Into AI Chatbot Shopping

OpenAI’s PayPal integration enables seamless shopping and payments within ChatGPT’s instant checkout, expanding AI-driven e-commerce features globally.

  • OpenAI announced a partnership to embed PayPal into ChatGPT's instant checkout, making PayPal the first payment solution integrated directly inside chats.
  • Recently, OpenAI rolled out shopping features and its own browser, deliberately expanding AI shopping with a buy now button and plans detailed in an investor presentation earlier this year.
  • Etsy and Shopify merchants can appear inside ChatGPT when users request product searches, with brands like Glossier, SKIMS, Spanx and Vuori already available and more rolling out over time.
  • Consumers will pay within chats without entering delivery or billing options, but OpenAI still relies on trusted partners like PayPal or Stripe for payment processing.
  • Strategically, the move positions OpenAI to be more embedded in consumer spending, signaling intent to explore rival tools to CashApp or PayPal and possibly build a ChatGPT payment alternative.
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After disrupting content creation, research and automation, the general AI is now taking over online payment. By announcing the upcoming integration of PayPal into ChatGPT, OpenAI is taking a new strategic step: turning its assistant into a universal transactional interface. This marks a significant step forward in the integration of PayPal into the core of ChatGPT and [...]

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Are you used to just asking the chat questions? Soon you'll also be able to buy what it recommends • Integrating PayPal's payment solution into ChatGPT could change online consumption habits and turn chat into a full-fledged commerce engine

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Tom's Guide broke the news in on Wednesday, October 29, 2025.
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