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Open Enrollment Under the Affordable Care Act Began Nov. 1. Here’s How Much Premiums Could Increase

Average premiums rise 26% amid uncertainty over federal tax credits that could double costs if expired, impacting Washingtonians relying on ACA marketplace coverage.

  • Open enrollment began Nov. 1 for Washington Healthplanfinder, with Dec. 15 the last day to enroll for Jan. 1 coverage, and Jan. 15 marks the end of the period.
  • KFF analysis shows insurers are raising rates for 2026, charging an average of 26% more, while the government shutdown leaves expanded premium tax credits uncertain later this year.
  • Trusted local groups offer in-person help, the Smart Planfinder tool guides plan choices, and the Customer Support Center at 1-855-923-4633 operates weekdays from 7:30 a.m. to 7 p.m. with support in more than 200 languages.
  • Self-Employed people and gig economy participants face shifting premium costs as many customers worry about rising prices and the uncertain future of enhanced premium tax credits, especially in states President Donald Trump won in 2024.
  • KFF warns losing enhanced tax credits would sharply raise premiums, with an estimated 114% increase, while HealthCare.gov released 2026 pricing last Tuesday amid varied state-based marketplace timing.
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Open enrollment under the Affordable Care Act began Nov. 1. Here’s how much premiums could increase

Health insurance under the Affordable Care Act marketplaces opened Saturday, with costs expected to significantly rise for many.

·Cincinnati, United States
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Islands' SounderIslands' Sounder
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Islands' WeeklyIslands' Weekly
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Open enrollment begins Saturday for ACA Marketplace plans

Submitted by the Washington Health Benefits Exchange.

·Eastsound, United States
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Islands' Sounder broke the news in Eastsound, United States on Sunday, November 2, 2025.
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