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NHG: Buyers of Low Energy Label Homes Now Have to Borrow More for Sustainability

Summary by NL Times
Buyers of homes with a poor energy rating who want to make use of the National Mortgage Guarantee (NHG) will, from now on, have to borrow more for sustainability measures. The NHG announced on Tuesday that it will automatically add €20,00 to the loan to cover the necessary sustainability measures. The NHG loan limit is also increasing to €500,000, the organization reported.

8 Articles

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The limit for the National Mortgage Guarantee (NHG) will increase next year from 470,000 to 500,000 euros. Furthermore, sustainability upgrades will henceforth become a standard part of the NHG conditions for homes with a poor energy label. The NHG is a scheme that protects homebuyers against financial risks, partly through a discount on the mortgage interest rate. The scheme only applies to homes with a value below a certain limit. That limit …

·Hilversum, Netherlands (Kingdom of the)
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Reformatorisch DagbladReformatorisch Dagblad
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welingelichtekringen.nlwelingelichtekringen.nl
Right

Homebuyers can take out a mortgage for more expensive homes with protection against payment difficulties. Next year, the limit for the National Mortgage Guarantee (NHG) will be raised to a borrowed amount of 500,000 euros for a house, which is 30,000 euros more than currently. Those who make their homes more sustainable can obtain guarantees for an even higher amount.

·Apeldoorn, Netherlands (Kingdom of the)
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Lean Right

The limit for the National Mortgage Guarantee (NHG) will rise from 470,000 euros to the symbolic limit of 0.5 million euros in 2027. In addition, starting next year, extra money will be reserved as standard for taking energy-saving measures if homes have a low energy label.

·Amsterdam, Netherlands (Kingdom of the)
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Center

Anyone buying a house with a poor energy label and wanting to benefit from the National Mortgage Guarantee (NHG) will have to ‘get to work’ afterwards. NHG is adding 20,000 euros to the loan as standard to cover necessary sustainability measures, the organization announced today. The NHG limit itself is also rising sharply again, to 500,000 euros.

·Rotterdam, Netherlands (Kingdom of the)
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The NHG limit will increase from 470,000 to 500,000 euros as of January 1, 2027. Anyone buying a house with a… NHG limit rises to 500,000 euros for homebuyers in 2027

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Algemeen Dagblad broke the news in Rotterdam, Netherlands (Kingdom of the) on Tuesday, October 13, 2026.
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