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Newly qualified doctors face ‘recurring cycle of debt’, BMA warns

UNITED KINGDOM, AUG 9 – The British Medical Association reports an average funding drop of £3,674 causing many medical graduates to take part-time jobs to manage financial pressures during training.

  • On 9 August 2025, the British Medical Association warned that newly qualified doctors face a recurring cycle of debt, often working part-time jobs in Uber or bars to manage financially.
  • This situation stems from an average £3,674 drop in funding and reduced student finance maintenance lasting 12 months or up to three years for some post-graduate and six-year degree students.
  • Many students relocate with less funding, rely on loans to pay rent, and max out overdrafts or credit cards, while those from poorer backgrounds face the greatest hardship.
  • Sophie Mitchell, BMA’s deputy finance co-chair, highlighted that many individuals have relied on these loans in past years to cover essential living expenses such as rent, underscoring the financial difficulties they face.
  • The BMA called on the Government to ensure full finance maintenance throughout medical courses to improve accessibility and sustainability for future doctors.
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Newly qualified doctors face ‘recurring cycle of debt’, BMA warns

Students from poorer backgrounds are hit hardest, the union claims.

·London, United Kingdom
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The Independent broke the news in London, United Kingdom on Friday, August 8, 2025.
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