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My two-year mortgage is running out and I could pay even more than in 2024

Summary by iNews
In the summer of 2024, William Dobinson bought a one-bedroom flat in Croydon, south London In some ways, he was unfortunate with the timing, as the purchase coincided with a mini-spike in mortgage rates, driven by the Bank of England (BoE) taking longer than expected to hike rates. William, who works in PR, eventually got a 5.18 per cent deal, paying £868 a month. He opted for a two-year fix, despite five-year deals being cheaper. “My thinking w…

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My two-year mortgage is running out and I could pay even more than in 2024

In the summer of 2024, William Dobinson bought a one-bedroom flat in Croydon, south London In some ways, he was unfortunate with the timing, as the purchase coincided with a mini-spike in mortgage rates, driven by the Bank of England (BoE) taking longer than expected to hike rates. William, who works in PR, eventually got a 5.18 per cent deal, paying £868 a month. He opted for a two-year fix, despite five-year deals being cheaper. “My thinking w…

·London, United Kingdom
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iNews broke the news in London, United Kingdom on Friday, March 27, 2026.
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