Mortgage Originations Hit $524 Billion but Credit Scores Tell The Story That Actually Matters

Mortgage Originations Hit $524 Billion but Credit Scores Tell The Story That Actually Matters

The post Mortgage Originations Hit $524 Billion but Credit Scores Tell The Story That Actually Matters appeared first on 24/7 Wall St.. Quick Read Mortgage originators approved $524 billion in Q4 2025 loans while tightening credit standards, with the median borrower credit score holding steady at 775 and the 10th percentile dropping from 660 to 650, concentrating approvals among the strongest borrowers despite stable volume. The mortgage marke…