Skip to main content
See every side of every news story
Published loading...Updated

Halifax, Lloyds and Bank of Scotland Down as Customers Say 'Payments Declined'

A global Amazon Web Services outage disrupted banking apps, causing over 3,000 reports including internet banking access and payment failures, officials said.

  • On October 20, Halifax, Lloyds Bank and Bank of Scotland users across the UK faced app outages and reported declined payments due to inaccessible internet banking.
  • Amazon Web Services reported that its DynamoDB endpoint in the US-EAST-1 Region was disrupted, impacting 20 other services including Amazon CloudFront, AWS Config, and AWS Security Token Service.
  • Downdetector reported a large spike in complaints from about 8am Monday, logging more than 2,680 reports for AWS and 500 HMRC reports by 9am.
  • Lloyds posted on Twitter acknowledging AWS-related issues and investigating, Halifax echoed this message, and Andrew Hagger advised maintaining a second bank account for payments.
  • The outage highlighted heavy reliance on AWS across sectors, as online banking services and platforms like Slack, Ring, Vodafone, Signal, BT, EE, and Sky faced disruptions.
Insights by Ground AI

18 Articles

Think freely.Subscribe and get full access to Ground NewsSubscriptions start at $9.99/yearSubscribe

Bias Distribution

  • 45% of the sources lean Right
45% Right

Factuality 

To view factuality data please Upgrade to Premium

Ownership

To view ownership data please Upgrade to Vantage

The Sun broke the news in United Kingdom on Monday, October 20, 2025.
Sources are mostly out of (0)
News
For You
Search
BlindspotLocal