The post Jim Cramer Says Don’t Own a Single Bond Until Your 40s appeared first on 24/7 Wall St.. On Monday night’s Mad Money, Jim Cramer told viewers to avoid fixed income until midlife, framing the reasoning around a risk most allocation debates skip: the cost of eventual long-term care. Cramer said, “Only in your 40s do I want to introduce bonds to your portfolio. … If you have to go into a long-term care facility and you owned bonds for the p…