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Indian Overseas Bank Revises FD Interest Rates: 6.75% Rate on 444-Day Deposits, Rate Cut on 180–269 Day FDs

IOB said the revised rates follow an Asset-Liability Committee review, with senior and super senior citizens still receiving extra premia.

Indian Overseas Bank has revised its fixed deposit interest rates, effective from November 10, 2026. Senior citizens can avail an additional interest rate, as well as super senior citizens.

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The state-owned bank has revised its interest rates on special FDs. The bank has increased interest rates for both general and senior citizens.

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FD Calculator: The bank has also increased the interest rate on its 444-day non-callable FD by 10 basis points to 6.85 percent. Previously, it was offering 6.75 percent. Furthermore, the interest rate on its 444-day NRE term deposit has also been increased from 6.60 percent to 6.75 percent. Indian Overseas Bank IOB has increased interest rates on its 444-day term deposits by up to 15 basis points (bps) with the revised rates effective November 1…

·Mumbai, India
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Special FD Calculation: The interest rate of 444 days Special FD has been increased. Now know how much you will earn on 10 lakhs

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The Hindu Business Line broke the news in Chennai, India on Wednesday, November 11, 2026.
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