ICE Mortgage Monitor: Mortgage Refinance Retention Hits Multi-Year High as Falling Rates Spur Activity Among Recently Originated Loans

ICE Mortgage Monitor: Mortgage Refinance Retention Hits Multi-Year High as Falling Rates Spur Activity Among Recently Originated Loans

ATLANTA & NEW YORK--(BUSINESS WIRE)--Dec 8, 2025-

Updated UK mortgage rates hit lowest since september 2022

Updated UK mortgage rates hit lowest since september 2022 Mortgage rates in the UK have touched their lowest mark since early September 2022, the first time the average five-year fixed rate has dipped below 5% since May 2023. Citing new data from Moneyfacts, The Guardian reported that the average fixed UK mortgage rates for two and five years have fallen to 4.86% and 4.91%, respectively. Why UK mortgage rates hit lowest since september 2022? Thi…

ICE: Falling rates boost refinance retention to 3.5-year high

ICE Mortgage Technology said in its December 2025 Mortgage Monitor report that declining mortgage rates helped to push servicer refinance retention to 28% in the third quarter — a 3.5-year high — as more homeowners sought to lower their monthly payments. The report, released on Monday, tracks mortgage performance data from ICE’s most recent First Look report, which analyzed delinquency and foreclosure trends through the end of October. ICE found…