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IAPDA Certification Emerges as a Critical Standard in the Debt Settlement Industry

Nine states now legally require debt settlement agents to hold IAPDA certification to enhance consumer protection amid rising personal debt, industry leaders say.

  • On Jan. 23, 2026, IAPDA announced from Boynton Beach that attorneys general in Delaware, Kentucky, Minnesota, Nevada, Rhode Island, Tennessee, Texas, Utah, and Virginia have mandated certification, emphasizing its growing legal importance.
  • Rising household indebtedness has prompted millions to seek debt settlement companies, increasing demand for qualified agents with IAPDA certification to ensure transparency and realistic expectations.
  • IAPDA says its certification provides agent certification, consumer education frameworks, and industry standards to promote ethical practice, and companies report improved credibility, reduced compliance risk, and more efficient account resolution.
  • These mandates make clear that agent certification is evolving into a legal standard, and IAPDA urges consumers and companies to share certification details with state attorneys general.
  • IAPDA says the shift positions certification to strengthen trust among consumers, companies, creditors, and regulators as industry leaders and regulators increase scrutiny and compliance demands.
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IAPDA Certification Emerges as a Critical Standard in the Debt Settlement Industry

BOYNTON BEACH, Fla., Jan. 23, 2026 /PRNewswire/ -- As American consumers continue to face historically high levels of personal debt, the need for qualified and properly trained debt settlement professionals has never been greater. With the average American carrying more…

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PR Newswire broke the news in United States on Friday, January 23, 2026.
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