What Is Visa Direct?

What Is Visa Direct?

Visa Direct is a push based payment platform that enables real time or “near real time” money transfers from originators to recipients’ eligible cards, bank accounts, or digital wallets, often within 30 minutes, distinguishing it from traditional pull based card payments. Visa Direct serves as a versatile platform for moving money quickly and securely, flipping the traditional payment model by allowing senders to “push” funds directly to recipie…

How Visa Direct Works?

Visa Direct facilitates near-instant transfers, typically within 30 minutes, to eligible Visa debit, credit, or prepaid cards, leveraging Visa’s global network for secure and efficient push payments. Visa Direct shifts from traditional “pull” models, where a merchant or recipient requests funds from your account, to a “push” approach. Senders, such as businesses or apps, can transfer money directly using just the recipient’s 16 digit Visa card n…