How to Stop ‘Summer Spending Creep’ From Wrecking Your Budget
A 2025 Savings.com survey found 35% of parents call summer the most expensive season, as experts say small extras can add thousands.
- Summer often becomes the most expensive season for families, with 35% of parents identifying it as such on Monday, July 20, 2026. Increased costs for travel and outdoor activities make it easy for Americans to lose track of spending.
- Sammie Guajardo, senior financial planner at Facet, explains that cultural pressure to "live life to the fullest" during summer often leads to unintentional spending. This mindset makes tracking expenses on concerts, patios, and vacations difficult.
- Jonathon Merickel, wealth advisor at Savvy Wealth, warns against the "just one more patio drink" effect, where small purchases accumulate quickly. He recommends limiting extra drinks or pausing unused subscriptions to manage costs.
- With PwC reporting that Americans planned to spend more than $2,800 on travel, planning ahead remains essential. Guajardo advises creating a "summer fund" to cover anticipated costs without derailing long-term goals like retirement.
- Before making discretionary purchases, Guajardo suggests taking two minutes to consider if spending aligns with goals. This intentional approach allows individuals to enjoy summer while making meaningful progress toward financial priorities.
13 Articles
13 Articles
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