How to Build Credit Without a Credit Card: Smart Strategies for California Residents

How to Build Credit Without a Credit Card: Smart Strategies for California Residents

So… you don’t have a credit card? That’s not a problem. If you’ve ever felt like credit cards are the only way to build credit, you’re definitely not alone. But guess what? That’s not entirely true. Sure, they’re a popular tool, but they’re far from the only option – and let’s be honest, not everyone wants to get tangled up with high interest rates or overspending temptations. Especially here in California, where life’s already expensive enough,…

How to Rebuild Credit - NerdWallet

It's possible to recover from credit missteps. Tips to restore your credit include focusing on paying bills on time and keeping credit balances low.