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How to build a portfolio you don’t have to babysit

  • A good-quality target-date fund can help manage asset allocation changes over time, particularly as retirement approaches, according to guidance provided.
  • Consolidating accounts can reduce complexity, but certain accounts should remain distinct for tax reasons, as highlighted in the guide.
  • Investors are encouraged to choose low-cost, well-diversified total market index funds and exchange-traded funds for long-term investments, as suggested in the portfolio-building advice.
  • A thorough annual review of the portfolio is essential to manage withdrawals and living expenses safely, according to Christine Benz of Morningstar.
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How to build a portfolio you don’t have to babysit

These four steps can help you craft a (mostly) hands-off portfolio.

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  • 47% of the sources lean Left, 47% of the sources are Center
47% Center
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WPLG broke the news in Miami, United States on Monday, June 30, 2025.
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