US EditionHow Late Payments Impact Credit and How to Recover
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How Late Payments Impact Credit and How to Recover
A single late payment can drop your credit score by 60 to 110 points, but here’s what most people don’t realize: the real damage often happens before that payment even shows up on your credit report. While you’re focused on catching up on bills, hidden consequences are already working against you – from interest rate penalties that compound your debt to account reviews that can trigger closures on your other credit lines. Understanding how late …
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