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'He's a Throwback': Fernando Mendoza Keeps Business Focus as NFL Draft Waits

He paid for his final classes with NIL earnings and is partnering with U.S. Bank to promote financial literacy.

  • On Tuesday, April 7, 2026, Heisman Trophy winner Fernando Mendoza revealed he used NIL earnings to complete his degree at UC-Berkeley's Haas School of Business in three years.
  • Steve Etter, who has lectured at Haas for 31 years, noted Mendoza practiced a "growth mindset" while balancing football captaincies with commercial real estate internships during his studies.
  • Mendoza partnered with U.S. Bank and its Financial Edge program to promote financial literacy, prioritizing "inputs and outputs" and "ROI" as he prepares for his professional career.
  • Joining the Las Vegas Raiders as a top NFL draft prospect, Mendoza said he enjoys the "best of both worlds" by combining his athletic pursuits with financial education.
  • Characterized by Etter as a "throwback" and "formula guy," Mendoza maintains a genuine approach to his career, even using "V-lookup" in Excel to check his progress.
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'He's a throwback': Fernando Mendoza keeps business focus as NFL Draft waits

Of the 300 students Steve Etter teaches every semester, more than 95%, according to Etter’s best estimate, perform financial functions via Microsoft Excel.

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USA Today broke the news in United States on Tuesday, April 7, 2026.
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