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What To Do When Your Child Turns 26 And Loses Health Coverage

About 75,000 Coloradans are expected to forgo coverage amid premium doubling and subsidy reductions, creating financial risks for many marketplace customers, officials said.

  • Next year, the Colorado Division of Insurance announced premiums will double for state individual market buyers, with the average Connect for Health Colorado customer facing a 101% increase.
  • Because enhanced marketplace subsidies are expiring, sticker-price increases reflect an aging population and more expensive care, while lower federal tax credits reduce the savings states use for reinsurance.
  • Concrete examples include KFF showing someone earning $25,000 paid $1,033 in 2025 and may pay about $2,615 in 2026, with average premiums rising from $888 to $1,904.
  • The Division warns that about 75,000 marketplace customers may drop coverage, increasing uncompensated care hospitals pass onto commercial plans and job-based insured over time.
  • With open enrollment underway, the Congressional Budget Office estimated that extending the subsidies would add 3.8 million insured but raise the deficit by $75 million, with plan choices due by Dec. 15 for Jan. 1, 2026.
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The state insurance commissioner warns that Coloradans will pay 160% higher premiums, on average, if Gabe Evans allows the Affordable Care Act (ACA) tax credits to expire at the end of this year. The state estimates that Evans' constituents would pay up to 195% more, forcing thousands of people to cancel their insurance entirely due to rising costs. Experts warn that Evans' health crisis could create a vicious cycle that drives up prices, which …

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Denver Post broke the news in Denver, United States on Monday, October 27, 2025.
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