What To Do When Your Child Turns 26 And Loses Health Coverage
About 75,000 Coloradans are expected to forgo coverage amid premium doubling and subsidy reductions, creating financial risks for many marketplace customers, officials said.
- Next year, the Colorado Division of Insurance announced premiums will double for state individual market buyers, with the average Connect for Health Colorado customer facing a 101% increase.
- Because enhanced marketplace subsidies are expiring, sticker-price increases reflect an aging population and more expensive care, while lower federal tax credits reduce the savings states use for reinsurance.
- Concrete examples include KFF showing someone earning $25,000 paid $1,033 in 2025 and may pay about $2,615 in 2026, with average premiums rising from $888 to $1,904.
- The Division warns that about 75,000 marketplace customers may drop coverage, increasing uncompensated care hospitals pass onto commercial plans and job-based insured over time.
- With open enrollment underway, the Congressional Budget Office estimated that extending the subsidies would add 3.8 million insured but raise the deficit by $75 million, with plan choices due by Dec. 15 for Jan. 1, 2026.
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 Steamboat Pilot & Today
Steamboat Pilot & TodayColoradans’ average health insurance premiums to double on state’s individual marketplace
Coloradans who shop for their own health insurance will see, on average, a doubling in their monthly premium in 2026, according to state officials. The Colorado Division of Insurance on Monday released final insurance rate information for next year’s plans, with open enrollment set to begin on Nov. 1. The rates are for health insurance plans purchased on Connect for Health Colorado, the state’s individual marketplace created under the Affordabl…
Health insurance prices in Colorado set for significant increases in 2026 due to congressional inaction
The average person in Colorado who buys health insurance without help from an employer will see what they pay more than double next year, as the state released final prices before open enrollment begins next week. The increases come as a result of the expected expiration of certain federal tax credits that help people pay their health insurance premiums — the monthly up-front costs you have to pay just to purchase an insurance plan. The expirati…
The state insurance commissioner warns that Coloradans will pay 160% higher premiums, on average, if Gabe Evans allows the Affordable Care Act (ACA) tax credits to expire at the end of this year. The state estimates that Evans' constituents would pay up to 195% more, forcing thousands of people to cancel their insurance entirely due to rising costs. Experts warn that Evans' health crisis could create a vicious cycle that drives up prices, which …
What to know about picking health insurance during open enrollment
Open enrollment for millions of Americans starts this week. This is the time when most people can choose or change their health insurance coverage for 2026. This year, open enrollment season is mired with uncertainties tied to the government shutdown and ongoing debate among politicians over the Affordable Care Act (ACA). However, even those who don’t receive insurance through the ACA will likely see an increase in monthly insurance costs. Here…
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