Got a Spouse and Kids? Don't Sign Up for Social Security Without Doing These 2 Things First @themotleyfool #stocks

Got a Spouse and Kids? Don't Sign Up for Social Security Without Doing These 2 Things First @themotleyfool #stocks

Key PointsYour claiming age affects the size of your benefits -- and, sometimes, your family's benefits too.Claiming early will reduce your monthly benefit by up to 30%.Your family members can't claim Social Security benefits on your work record until you apply for checks.The $23,760 Social Security bonus most retirees completely overlook › Your Social Security retirement benefit is based on your work history, so it's easy to think that when you…