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Goodbye, Otthon Start: the Decree on the Wekerle Plusz Loan Program Has Been Published, We Show You the Details

Summary by Portfolio
The government has published Decree No. 298/2026 on the Wekerle Plusz home purchase loan, which, compared to its predecessor, Otthon Start, is more targeted at helping people under 45 years of age acquire their first home (excluding those with previous or existing 50% home ownership), while at the same time raising the interest rate from the previous 3% to 5% for the purchase of used homes. The program will not be available in conjunction with o…

7 Articles

Center

The government has published Decree No. 298/2026 on the Wekerle Plusz home purchase loan, which, compared to its predecessor, Otthon Start, is more targeted at helping people under 45 years of age acquire their first home (excluding those with previous or existing 50% home ownership), while at the same time raising the interest rate from the previous 3% to 5% for the purchase of used homes. The program will not be available in conjunction with o…

·Budapest, Hungary
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Lean Left

Mandatory housing for five years, renovation grants of up to 7.5 million forints, and new state-subsidized housing savings and interest-free loans for condominiums: the government is rewriting the rules for accessing housing. We've taken a look at what the change will bring to everyone.

The Wekerle Plusz loan was launched on October 28, replacing Otthon Start. The loan amount, term and property value limits remained the same, but most of the conditions changed: the loan became more expensive for used homes, an upper age limit was added to the rules, and it is mandatory to move into the purchased property. Meanwhile, the system has also been relaxed in some points: partners can also apply jointly, and there is no need to prove s…

A home loan can cost up to 35,000 forints more per month, while buyers can negotiate 10–15 percent. But who benefits from the new conditions?

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Losing eligibility can be very costly. The regulation has been published, here are the exact conditions of the new home loan program.

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It's official: here are the detailed rules for the Wekerle Plusz home loan - The government decree has been published.

·Budapest, Hungary
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telex.hu broke the news on Tuesday, October 27, 2026.
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