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Flexibility, Even After You've Paid: OnePay Introduces Swipe to Finance, Powered by Klarna
Swipe to Finance lets eligible OnePay Cash users convert debit purchases into fixed-term plans, powered by Klarna's network with 114 million active users globally.
- On Jan. 20, 2026, OnePay, the consumer fintech, and Klarna, the global digital bank, unveiled Swipe to Finance, a post-purchase OnePay Later option for OnePay Cash customers launching in coming months.
- By expanding its services, OnePay aims to grow smarter payment options and meet consumers wherever they choose to pay, framing itself as an all-in-one platform with banking, high-yield savings, credit cards, point-of-sale lending, investment and crypto.
- Klarna will power a feature allowing eligible OnePay Cash customers to convert recent purchases into fixed‑term plans for eligible debit transactions, with loans and banking services provided by OneProgress Services LLC .
- With over 114 million global active Klarna users and 3.4 million transactions daily, Klarna's network could widen merchant reach for OnePay, said David Sykes.
- As part of a broader roadmap, OnePay and Klarna described Swipe to Finance as the next phase following an installment‑loan partnership announced in March 2025, with additional products planned later this year.
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Total News Sources37
Leaning Left4Leaning Right2Center16Last UpdatedBias Distribution73% Center
Bias Distribution
- 73% of the sources are Center
73% Center
L 18%
C 73%
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