Equifax Expands Mortgage Credit Offerings to Promote Credit Scoring Competition, Supporting Consumers and the Mortgage Industry

Equifax Expands Mortgage Credit Offerings to Promote Credit Scoring Competition, Supporting Consumers and the Mortgage Industry

VantageScore® 4.0 mortgage credit scores will be priced by Equifax at $4.50 for two years – more than 50% below FICO – offering mortgage credit score conversion at a lower price point.Free VantageScore 4.0 credit scores will be offered through…

Equifax cuts VantageScore 4.0 prices to compete with FICO

Equifax announced changes to its pricing strategy following Fair Isaac Corp. (FICO)’s rollout of a new program that allows tri-merge resellers to calculate and distribute its scores directly to mortgage lenders.The credit bureau said it will offer VantageScore 4.0 – a direct competitor to FICO — at $4.50 per score through the end of 2027. It will also provide the score at no cost for the remainder of 2025 and 2026 to mortgage, automotive, credit…