US EditionACA Premiums Set to Spike
WASHINGTON STATE, AUG 6 – Expiration of enhanced premium tax credits could raise average out-of-pocket ACA costs by over 75%, with insurers seeking up to 65% increases due to rising medical and drug expenses.
- On Aug. 6, the Peterson Center on Healthcare and KFF found insurers plan a median 18% premium increase for 2026, driven by expiring tax credits and tariffs.
- Drivers include expiring enhanced premium tax credits at the end of 2025, which the report found could increase out-of-pocket premium payments by more than 75%.
- About a 20% increase is sought, and the median 18% rate hike exceeds last month’s 15% KFF projection, according to ACA marketplace payers.
- Final rates will be set in late summer, and the CBO projects about 4 million people may leave the ACA exchanges if subsidies end.
- Legislative efforts include U.S. Sen. Jeanne Shaheen's bill to extend premium tax credits permanently, though its fate remains uncertain in the GOP-led Senate.
12 Articles
12 Articles
Health care premiums set to rise sharply for millions in ACA Marketplace in 2026
Health care costs are climbing, and so are premiums under the Affordable Care Act. In 2026, more than 300 insurers that offer coverage through the ACA Marketplace plan to propose an average premium increase of 18%. That’s at least 11 percentage points higher than the average hike proposed the previous year. Rising premiums on the horizon Insurers proposing premium changes include companies such as Blue Cross and Blue Shield, UnitedHealthcare Ins…
Affordable Care Act Marketplace Premiums Expected to Skyrocket
Insurers with Affordable Care Act (ACA) Marketplace plans have submitted their rates for 2026 and they show a massive spike in premiums. A new KFF analysis shows that ACA insurers are hiking premiums by a median rate of about 18%, the largest increase since 2018. These numbers reflect a great deal of uncertainty, inflation, and economic instability affecting the health care market. Most of these factors are out of congressional control. One aspe…
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Obamacare Premiums Set to Spike 18 Percent
Rates for health insurance premiums in the federal government marketplace are expected to increase by 18% in 2026, a spike of 11 percentage points over 2025. The proposed rates are preliminary and could change before being completed in late summer, The Hill reported Wednesday, citing an analysis from the Kaiser Family Foundation. The analysis includes proposed rate changes from 312 insurers in all 50 states and the District of Columbia. It would…
ACA premiums set to spike
Click in for more news from The Hill {beacon} Health Care Health Care The Big Story ACA premiums set to spike People who buy health insurance through the Affordable Care Act (ACA) are set to see a median premium increase of 18 percent, more than double last year’s 7 percent median proposed increase, according…
Analysis finds ACA plans seek to more than double last year’s median proposed premium increase
A new analysis published Aug. 6 by the Peterson Center on Healthcare and KFF found that Health Insurance Marketplace insurers will propose a median premium increase of 18% for 2026. A previous analysis reported 15% based on preliminary findings. The new findings were examined from individual market filings, which provide additional details and are publicly available. The proposal more than doubles last year’s 7% median proposed increase.Insurers…
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