Dave Ramsey built a fortune preaching debt-free living. Yet his own holdings tell a more complicated story. The personal-finance personality owns roughly $850 million in property, according to multiple reports. He accumulated it all without borrowing a dime since his 1988 bankruptcy. And he makes no secret that the process involves headaches most social-media investors never mention. “I hear this stuff on social media that real estate is ‘passiv…
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