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Consumer Loan Debt-to-Income Ratio Cap Revised to 45 Percent
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The Monetary Policy Committee of the Bank of Mongolia held an extraordinary meeting today /2026.1.16/. The following decisions were made at this meeting. Including: To re-establish the maximum debt-to-income ratio for new consumer loans and loans to be modified by the bank to citizens at 45 percent (previously, the debt-to-income ratio was calculated at 50%); To increase the mandatory reserve ratio of banks in tugrik and foreign currency by 1 p…
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