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Emergency Funds Crowned Top Financial Tip as Brits Seek Reliable Advice

A survey of 2,000 UK adults found 29% rank emergency funds as top financial advice while 51% struggle to trust financial guidance, highlighting demand for clearer help.

  • To mark the new tax year, Skipton Building Society put Natalie Cassidy, actor and podcast host, and a Skipton finance expert into branded taxis to talk with passengers and promote Free Fare Day on 7th April across major UK cities.
  • To help savers, Skipton Building Society rolled out an ISA quiz and tip sheet, urging preparation as ISA changes in 2027 prompt clearer, impartial guidance, Skipton said.
  • A OnePoll survey of 2,000 adults found 29% ranked an emergency fund as the best advice, contrasting with poor tips like 'just put it on the credit card', received from strangers in pubs and taxi drivers.
  • Survey data show widespread confusion about whom to trust for financial guidance, with 53 per cent wanting clearer, more personal guidance and 37 per cent likely to seek professional advice, Skipton Building Society said.
  • Cash ISA holders say they won’t fully use the £20,000 limit before 2027 due to a lack of spare income, despite 61% feeling confident about future savings.
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The Scarborough NewsThe Scarborough News
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Brits rank having an emergency fund as the best financial guidance they’ve ever received

The best financial advice Brits have ever received is to always have an emergency fund – while some of the worst include being told to ‘just put it on the credit card’ and ‘just enjoy the money now’.

·United Kingdom
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The Scotsman broke the news in Scotland, United Kingdom on Monday, March 16, 2026.
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