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Beautiful Area 90 Minutes From Liverpool Where People Can Buy First Homes by 27

  • New Lloyds Bank research identifies East Ayrshire, Scotland as the most affordable UK area for first-time buyers, with an average property price of £147,353.
  • Lloyds Bank recently launched a new £5,000 deposit mortgage designed to help first-time buyers who lack financial support from family.
  • Amanda Bryden, head of mortgages at Lloyds Bank, said there are "genuine pockets of value" for buyers willing to be flexible on location and property type.
  • Other affordable areas include Inverclyde at £149,929, Blackpool at £150,780, and Kingston upon Hull at £151,171, as the national average first-time buyer age stands at 31.
  • In the Ribble Valley, buyers are entering the market at an average age of 27, significantly younger than the national average, bucking broader affordability trends.
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19 Articles

Wigan TodayWigan Today
+3 Reposted by 3 other sources
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The most affordable places to live in the North West, and the areas with the youngest first-time homebuyers

The average first-time buyer in the UK is now aged 32, two years older than a decade ago.

·Wigan, United Kingdom
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Daily Express broke the news in United Kingdom on Sunday, May 17, 2026.
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