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Average US long-term mortgage rate ticks down to 6.18% this week

The average rate on a 30-year U.S. mortgage ticked down modestly this week, remaining in the same narrow range of the past two months. The average long-term mortgage rate fell to 6.18% from 6.21% last week, mortgage buyer Freddie Mac said Wednesday.

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By Matt Ott, WASHINGTON (AP) — The average rate on a 30-year mortgage in the United States declined modestly this week, remaining in the same narrow range as the past two months. Freddie Mac, the mortgage shopper, reported Wednesday that the average rate on long-term mortgages fell to 6.18% from 6.21% last week. A year ago, the rate averaged 6.85%. Borrowing costs for 15-year fixed-rate mortgages, popular with homeowners refinancing their mortga…

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Bloomberg broke the news in United States on Wednesday, December 24, 2025.
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