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Average Obamacare premiums are set to rise 30 percent, documents show

About 17 million Americans face an average 30% rise in ACA premiums in 2026 as temporary COVID-era subsidies expire, risking higher out-of-pocket costs.

  • Next year, Healthcare.gov premiums will rise 30%, affecting about 17 million Americans.
  • Enhanced premium tax credits were a 2022 extension and are scheduled to end on Jan. 1, amid a government shutdown impasse, according to The Washington Post.
  • A Kaiser Family Foundation study found premiums could more than double in 2026, while Doug and Shadene Butchart, Illinois couple, pay $1,273.82 for a Gold plan with $670 credits and $603.82 personal payment.
  • Some Americans who depend on government tax credits say they may switch to cheaper plans or drop coverage, while Democratic lawmakers push to maintain credits and Republican lawmakers resist next year.
  • Many Republicans now say they would eliminate the expanded subsidies and revise the Affordable Care Act , reflecting opposition dating back to the 2017 repeal attempt.
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The spokesman-Review broke the news in Spokane, United States on Friday, October 24, 2025.
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