Four Years Later, Apple Bends to India's Demands over Card Payments
Apple is rolling out Visa and Mastercard support again after India’s payments rules forced a four-year pause in card billing.
- Apple has resumed support for credit and debit card payments for App Store and iCloud transactions in India, ending a four-year hiatus and allowing users to link Visa and Mastercard to their Apple Account.
- In May 2022, the Reserve Bank of India implemented stricter recurring payment mandates that prompted the company to suspend card payments; the framework required merchants to register fresh e-mandates and implement additional authentication for every charge.
- To comply with these regulatory requirements, Apple has updated its backend infrastructure to support tokenized card credentials; users must now authenticate transactions using their CVV and a one-time password .
- Restoring card payments solves a significant friction point for subscription renewals, according to Tarun Pathak, research director at Counterpoint Research, while UPI and net banking remain available for the expanding user base.
- Similar regulatory pressures regarding app distribution and payments have reshaped operations in Europe, Japan, and South Korea, highlighting Apple's broader challenge in navigating country-specific rules globally.
12 Articles
12 Articles
Apple Solves One of the Biggest App Store Frustrations for Users in India: All You Need To Know
Apple has resumed debit and credit card payments for App Store and iCloud purchases in India after five years following RBI compliance. Apple has begun bringing back debit and credit card payments for App Store and iCloud purchases in India after five years, following compliance with RBI regulations.
Apple brings back card payments for Apple Account purchases in India after a four-year hiatus
Apple has started a phased rollout of card payments for Apple Account purchases in India after adapting to the country's payments framework.
Four years later, Apple bends to India's demands over card payments
App Store and iCloud users in India should soon be able to subscribe using credit or debit cards again, as Apple tries to smooth the way to launching Apple Pay.Dierdre O'Brien and Tim Cook open Apple BKC, the first Apple Store in India (Source: Apple)Starting in June 2022, India introduced extra banking laws regarding any online recurring payments, such as subscriptions, and Apple ceased accepting any debit or credit cards in the country. The co…
After four years, Apple brings back credit and debit card payments in India
Apple has quietly begun rolling out a much-anticipated change for its users in India: the return of credit and debit card payments for Apple Account purchases. After suspending the option more than four years ago, the company is now allowing eligible Visa and Mastercard cards to be added back for seamless payments toward iCloud+, Apple Music, App Store apps, and other digital subscriptions. The phased rollout started recently and is expected to …
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