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ANZ lifts long-term home loan rates but cuts six-month deal

ANZ has cut its six-month fixed home loan rate by 20 basis points to 5.09% while raising longer-term rates, with over 68% of fixed loans now below 5%, reflecting funding cost pressures.

Summary by NZ Herald
ANZ has hiked long-term mortgage rates, although it will cut its six-month rate. The country’s largest bank increased rates on the two, three, four and...

3 Articles

NZ HeraldNZ Herald
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ANZ lifts long-term home loan rates but cuts six-month deal

ANZ has hiked long-term mortgage rates, although it will cut its six-month rate. The country’s largest bank increased rates on the two, three, four and...

·Auckland, New Zealand
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RNZRNZ
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Did you miss the best time to lock in a longer home loan rate?

BNZ has increased some of its longer-term home loan fixed rates.

·New Zealand
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Archy WorldysArchy Worldys

Home Loan Rates Shift: 6-Month Down, Longer-Term Up

A surprising statistic is reshaping the New Zealand mortgage landscape: the gap between 6-month fixed rates and longer-term offerings is widening. BNZ’s…

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RNZ broke the news in New Zealand on Monday, February 2, 2026.
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