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Anatomy of the average American paycheck

  • Many working Americans spend over half their paycheck before they even receive it, according to a survey by Talker Research and EarnIn.
  • The survey found that 59% of respondents plan which bills to pay first, and 80% feel financial pressure before their next paycheck.
  • 62% of people struggle to afford groceries, while 28% resort to credit cards for extra cash, highlighting severe financial challenges.
  • The survey indicates that 56% believe receiving pay up to two days earlier could improve financial security, revealing potential for payroll innovations.
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Talker broke the news in on Wednesday, March 12, 2025.
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