AI in Insurance: What’s Changing & What Really Matters in 2026?

AI in Insurance: What’s Changing & What Really Matters in 2026?

AI in insurance has moved past the “interesting experiment” phase. For many carriers, MGAs, and distribution organizations, it’s quickly becoming core infrastructure—the kind that determines speed, loss performance, and compliance posture. But there’s a gap between intent and impact: most AI pilots still fail to reach scale. Not because the models don’t work, but because regulated workflows demand reliability, auditability, and tight operational…