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Will Insurance Premiums Increase in Nevada if Obamacare Tax Credits Expire? - The Nevada Independent

Kaiser Family Foundation analysis finds ACA premiums could rise 114% in 2026 if tax credits expire, increasing costs significantly for millions relying on marketplace plans.

  • On Nov. 1, open enrollment begins for ACA plans, but Congress is deadlocked during a government shutdown, leaving millions like Celia Monreal, 47, and Jorge Monreal, 57, uncertain about financial help.
  • Because the enhanced credits expire on December 31, Democrats demand extension while Republicans tie negotiations to government funding, risking loss of subsidies created by the American Rescue Plan Act and extended by the Inflation Reduction Act.
  • In some places, insurers projected extreme increases like Wyoming At-Large with a +693% spike, exceeding the 100% to 400% range, according to KFF.
  • In Connecticut, a consumer report shows that almost 28,000 people would lose Access Health CT coverage, while 157,163 enrollees face average rate hikes of 17% if credits expire.
  • Research from the Urban Institute projects about 4.8 million more uninsured people if enhanced credits lapse, while permanent extension would add 3.6 million insured by 2030 and rural hospitals face rising uncompensated care.
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  • 86% of the sources are Center
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Fortune broke the news in New York, United States on Thursday, October 16, 2025.
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