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Why Do Indians Still Pay so Much for Healthcare From Their Own Pockets?

Summary by NEWS9 LIVE
India has expanded health insurance coverage, but millions of families still fall between government schemes and private insurance. In our sunday special edition of ‘YOUR INDIA’, Santosh Nair looks at the “missing middle”, medicine costs and the public-private gap that keeps household medical spending high.
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4 Articles

The next time health spending comes up in conversation, perhaps it's worth asking a more specific question than whether India's health system is improving overall.

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Santosh Nair's article in 'Your India' series: Around 40 crore people in India belong to the 'missing middle' category, deprived of the benefits of government or private health insurance. Although they are not eligible for Ayushman Bharat, they do not have the means to pay for private insurance. This means that when they fall ill, they have to bear the entire medical expenses out of their own pockets. Lack of facilities and the cost of medicines…

According to a NITI Aayog report, about 30% of the country's population, or about 400 million people, fall into a category that does not have adequate financial protection against health costs. This category is known as the 'missing middle'.

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tv9gujarati.com broke the news on Sunday, October 18, 2026.
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