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Mortgage Lending to Increase 4% in 2026 but Fewer Transactions Expected: UK Finance

Summary by Mortgage Strategy
Overall gross lending is set to rise by 4% to £300bn in 2026, UK Finance predicts. In its Mortgage Market Forecast for 2026, data shows lending for house
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3 Articles

Mortgage Finance GazetteMortgage Finance Gazette

Mortgage lending to rise 4% in 2026 but fewer transactions expected: UK Finance

Overall gross lending is set to rise by 4% to £300bn in 2026, UK Finance predicts. In its Mortgage Market Forecast for 2026, data shows lending for house purchases grew by 22% this year to £176bn, with a notable spike in activity in advance of… The post Mortgage lending to rise 4% in 2026 but fewer transactions expected: UK Finance appeared first on Mortgage Finance Gazette.

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Mortgage StrategyMortgage Strategy

Mortgage lending to increase 4% in 2026 but fewer transactions expected: UK Finance

Overall gross lending is set to rise by 4% to £300bn in 2026, UK Finance predicts. In its Mortgage Market Forecast for 2026, data shows lending for house

Read Full Article
Today's ConveyancerToday's Conveyancer

10,000 fewer property transactions in 2026, UK Finance predicts

10,000 fewer property transactions in 2026, UK Finance predicts: The UK Finance Mortgage Market Forecast for 2026 predicts a 1% drop in property transactions, leading to 10,000 fewer transactions than in 2025. Lending fo

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Today's Conveyancer broke the news in on Monday, December 15, 2025.
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