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Without IMSS or AFORE? The Guide Improve Your Retirement and Not Rely only on Government Pension

Summary by Revista Merca2.0
PHOTOART: MERCA2.0 In Mexico, millions of people face a silent challenge: how to save for retirement without access to IMSS or an active AFORE. According to the study “Mexico, how are we going with savings for retirement? 2025”, 54.5% of the occupied population works in informality, which implies that they do not have social security or automatic contributions for their pension. READ ALSO.
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The assets managed by the Afores in Mexico were placed among the most dynamic within the OECD during 2025. According to preliminary data published recently , these resources grew 20.7% in nominal terms and in local currency since the end of 2024, almost double the average advance of the member countries , which was 11.7% . At the end of 2025, these assets totaled 504,674 million dollars, equivalent to 25.7% of the Gross Domestic Product (GDP).

PHOTOART: MERCA2.0 In Mexico, millions of people face a silent challenge: how to save for retirement without access to IMSS or an active AFORE. According to the study “Mexico, how are we going with savings for retirement? 2025”, 54.5% of the occupied population works in informality, which implies that they do not have social security or automatic contributions for their pension. READ ALSO.

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Revista Merca2.0 broke the news on Monday, June 15, 2026.
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