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LA-Area Fire Victims Demand Resignation of State's Top Insurance Regulator

Wildfire survivors accuse Insurance Commissioner Ricardo Lara of favoring insurers, with 70% facing claim delays or denials, urging Governor Newsom to demand his resignation.

  • On Thursday, Nov. 6, 2025, Eaton and Palisades fire survivors gathered at Good Neighbor Bar, Altadena, urging Gov. Gavin Newsom to push California Insurance Commissioner Ricardo Lara to resign.
  • In 2023, a deal between Ricardo Lara, California Insurance Commissioner, and insurers incentivized dropping policyholders while the New York Times investigation found California FAIR Plan enrollment doubled.
  • The January fires damaged nearly 13,000 homes, insurers paid over $20 billion on 41,800 claims, and State Farm General handled 13,500 claims, while 70% of survivors report delays or denials.
  • Survivors asked Gov. Gavin Newsom to intervene, demanding Lara's removal and possible impeachment if he refuses, while the California Department of Insurance plans to finish a State Farm probe within 60 days and freeze rate hikes, having recovered more than $135 million for survivors.
  • Joy Chen warned that the insurance crisis has created an unprecedented housing emergency affecting California homeowners, with reforms' full impact not clear for another year, posing political risks for Governor Newsom.
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NBC LA broke the news in Los Angeles, United States on Thursday, November 6, 2025.
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