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Which are the best and worst cities to own a car in 2025?
Way.com analyzed insurance, gas, parking, and maintenance costs to rank U.S. cities; Fond Du Lac, Wisconsin offers the lowest average monthly insurance at $99.51.
- Way.com ranked the five most affordable and five most expensive U.S. cities for car ownership in 2025 using full-coverage insurance, gas, and parking data, with Stacker reviewed the analysis.
- Insurance and driving history determine major cost swings as insurance costs vary by location, driving history and car model, while maintenance adds unpredictability.
- Way.com's data show Fond Du Lac, Wisconsin with the lowest full coverage insurance at $99.51, while Detroit, Michigan records the highest at $886.95 and Miami, Florida averages $432 per month.
- Drivers still face trade-offs as Fond Du Lac has parking rates up to $22, NICB reports thefts fell in 2025, but DC, California, and Nevada remain high-theft areas, and Tampa owners pay about $432 monthly insurance plus a 6% sales tax.
- Affordability depends on insurance, parking, gas, theft and infrastructure as Texas A&M Transportation Institute's UMR 2025 finds New York City and Los Angeles most congested, San Diego and Detroit least.
Insights by Ground AI
29 Articles
29 Articles
Coverage Details
Total News Sources29
Leaning Left2Leaning Right1Center24Last UpdatedBias Distribution89% Center
Bias Distribution
- 89% of the sources are Center
89% Center
C 89%
Factuality
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