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What's in store for our money in 2026?

The Federal Reserve cut rates three times in 2025 and projects inflation to ease from 3.0% in Q1 to 2.6% by year-end amid moderate economic growth.

  • As the United States heads into 2026, the economic picture is complicated and overall growth is expected to be steady, not booming, while consumer sentiment indexes remain near record lows.
  • Survey data show the Survey of Professional Forecasters projects 2026 Q1 inflation at 3.0%, up from 2.6%, while the Federal Reserve Board cut its baseline rate to 3.5-3.75% this year and signalled more cuts ahead.
  • Recent indicators show gross domestic product surged to an annualised 4.3 percent and consumer spending rose 3.5 percent in the July-September quarter, with Mastercard reporting Christmas spending up 3.9 percent versus last year.
  • With credit under pressure as average FICO scores fell to 715 in 2025, savers face easing yields and should seek high‑yield savings accounts offering 4% APY or above.
  • Despite price moderation, Realtor.com projects a 2.6% rise in home prices in 2026 and expects mortgage rates to average 6.3%, potentially improving affordability, according to the source.
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31 Articles

Omaha World-HeraldOmaha World-Herald
+26 Reposted by 26 other sources
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What's in store for our money in 2026?

Current reports that by 2026, the U.S. economy is expected to stabilize, with inflation at 3%, moderated home prices, and lower interest rates.

·Omaha, United States
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  • 86% of the sources are Center
86% Center

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The Epoch Times broke the news in New York, United States on Tuesday, December 30, 2025.
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