Every roofer in Racine County knows the drill by now. Hail hits in June, the phone rings through September, and somewhere in between, an out-of-state crew undercuts your bid by 30%. Part of how they do it is simple: they skipped insurance. That gap is also why homeowners are getting smarter about asking for certificates before they sign, and why carrying real coverage has turned into a sales advantage, not just a legal box to check. Here is what…
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